I think I got scammed.by

Did I just get scammed?

Is it happening right now? Get help first

What is happening?

Pick the one that fits. You do not need to type anything.

Someone is on the phone with me nowThey say they are my bank, the police, Microsoft, Amazon or the government

Hang up now. You will not get in trouble for hanging up.

  1. Real banks, police and government agencies never ask you to move money, buy gift cards or keep a call secret.
  2. Do not call back any number they gave you.
  3. Call your bank using the number on your card, from a different phone if you can.

Scammers often call back pretending to be the bank, the police or someone who can get your money back. Do not trust a call you did not make.

Someone is connected to my computer or phoneThey can see my screen or control it

Cut the connection now.

  1. Turn off wifi or unplug the network cable. If you are not sure how, turn the device off.
  2. Do not log in to your bank or any other account on that device.
  3. From another device, call your bank using the number on your card.

Scammers often call back pretending to be the bank, the police or someone who can get your money back. Do not trust a call you did not make.

I am being told to buy gift cards, send crypto, wire money or use a Bitcoin ATMSomeone is telling me exactly how to pay

Stop. Do not buy or send anything.

  1. No real company or agency takes gift cards, crypto or Bitcoin ATM payments.
  2. Do not read card numbers, codes or receipts out to anyone on the phone.
  3. If you already paid, keep the receipts and the card. Call the gift card or payment company using the number or help page printed on the card or receipt.

Scammers often call back pretending to be the bank, the police or someone who can get your money back. Do not trust a call you did not make.

Someone is coming to pick up cash, gold or a package from meA courier, driver or person I was told to expect

Do not hand over anything.

  1. No bank or agency sends a courier to collect money, gold or a package.
  2. Lock the door. You do not have to open it.
  3. If someone comes, call 911 (United States) or your local emergency number.
  4. Emergency numbers and rules differ by country. Outside the United States, use your own government's official website to find the right number.

Scammers often call back pretending to be the bank, the police or someone who can get your money back. Do not trust a call you did not make.

I am being asked for a code that was just texted to meSomeone wants me to read it out or type it in

Do not read or type that code anywhere they ask.

  1. That code is the key to your account. Anyone who has it can use your account.
  2. Hang up or stop replying.
  3. Sign in yourself on the real app or website, typing the address into your own browser.

Scammers often call back pretending to be the bank, the police or someone who can get your money back. Do not trust a call you did not make.

Who is this about?

Private. Nothing you paste is stored.

Please leave out passwords, verification codes, seed phrases and full card or account numbers.

Is this site a scam? About us

Not worried about a message right now? Practice spotting scams

Nothing you enter is sent anywhere or saved. The check runs in your browser and is cleared when you press Start over or close this page. It does not contact banks, law enforcement, or credit bureaus.

What this is, and what it is not

Scammer Payback never offers recovery services, never recovers money, never investigates cases, never represents anyone, and never handles cases. This tool is free, and no one here will ask you for payment.

This is general information, not legal, financial or investigative advice. We can't promise any money will come back.

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Already sent money or shared access?

Contact your bank using the number on your card and secure exposed accounts now. Do not pay anyone who promises guaranteed recovery.